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What a gym membership really costs in its first year

Updated from prices checked on each gym’s own website.

A gym’s first-year cost is its monthly dues × 12 plus its joining fee and its annual fee, and those fees can add a third or more to the advertised price. At Fitness Connection – TX-151, the fees add $186.99 to twelve months of $14.99/mo.

The formula

  • Monthly dues × 12. A plan billed every two weeks is 26 payments a year, not 24: $19.99 every two weeks is $519.74 a year.
  • + the joining fee (also called enrollment, initiation, start-up or processing fee), paid once.
  • + the annual fee (a “maintenance” or “membership” fee), charged once a year on top of the dues.
  • + any fee every member must pay, such as a key card or a “rate lock”.
Where the fees add the most: advertised price vs. first-year cost
GymAdvertisedDues × 12Real first yearFees add
Fitness Connection – TX-151$14.99/mo$179.88$366.87$186.99
Fitness Connection – West Ave$14.99/mo$179.88$366.87$186.99
LA Fitness – Autry Pond Rd$24.99/mo$299.88$467.88$168
LA Fitness – Bandera Rd$24.99/mo$299.88$467.88$168
LA Fitness – N Loop 1604 W$24.99/mo$299.88$467.88$168
LA Fitness – US-281 N$24.99/mo$299.88$467.88$168
LA Fitness – W Loop 1604 N$24.99/mo$299.88$467.88$168
Fitness Connection – SW Military Dr$14.99/mo$179.88$300.87$120.99
Planet Fitness – Culebra Rd$15/mo$180$268$88
Planet Fitness – FM78$15/mo$180$268$88
LA Fitness – Braun Rd$34.99/mo$419.88$488.88$69
EōS Fitness – Fourwinds Dr$9.99/mo$119.88$179.99$60.11

Compare gyms by the first-year column, not the advertised one. How we check every price.

Illustration of a twelve-month calendar and a receipt beside a kettlebell